⚠️ FIRST TIME BUYERS & VETERANS PLEASE READ THIS Most buyers never truly understand their Loan Estimate… and some lenders know that. Here is how people get misled 👇🏽 📄 The rate looks good But they quietly charge discount points that cost you thousands. 💰 “Builder incentives” sound amazing But those credits often go right back to the lender through hidden fees. 🏠 The payment they quote you verbally Is not always the real payment once taxes, insurance, and fees are included. If you are buying